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Meta Platforms Inc.’s Instagram officially unveiled Threads, an app designed as a direct rival to Twitter, launching the

Meta has launched its new “Threads” app, widely thought to be an attempt to succeed Twitter. Threads is branded as an Instagram app and built by its team, but is focused on text updates, like Twitter. Users log into the separate app using their Instagram account and can then post up to 500 character text updates, which can also include photos and videos. Meta says that it has built the foundations of the app to be “open” and “interoperable” so that it can work alongside other social networks in the future. The company intends to support the ActivityPub technology that has been developed as a way of allowing other apps – such as Mastodon and Tumblr – to work together. Twitter was not mentioned in the announcement of Threads, despite its clear competition with the app. The launch of Threads comes at a difficult time for Twitter, which has faced serious technical issues and lost some of its central functionality in recent days. Threads is just the latest in a range of apps looking to take over from Twitter amid criticism of that service. Others, such as Mastodon and Bluesky, have struggled with technical issues and other problems. The launch also comes as Meta chief executive Mark Zuckerberg plots a mixed martial arts fight with Mr Musk. Meta said that Threads was intended to “take what Instagram does best and expand that to text, creating a positive and creative space to express your ideas”. “Just like on Instagram, with Threads you can follow and connect with friends and creators who share your interests – including the people you follow on Instagram and beyond,” it said in its announcement. A number of those influencers and celebrities had already signed up to post on Threads, Meta said. That included everyone from Netflix to Shakira, and from mixed martial arts champion Francis Ngannou to novelty song creators Ladbaby. For everyone else, Meta said the app had been built to be easy to get started with. While users must download the separate Threads app, they can use their existing Instagram account to log in, which will bring over their username and verification status, before their profile can be customised for Threads. Other data will be carried over from the main Instagram account, including profiles that have been blocked. Other safety features include the ability to block certain words or hide particular profiles. Like with Instagram, the Threads feed will push content from creators that people have not explicitly chosen to follow. The main Instagram app has received some criticism from users over its heavily algorithmic feed, with users arguing that the algorithm is pushing content that they would prefer not to see over updates from people they have actually opted to follow. The app is available in the US and UK at launch. It is not available in the European Union, apparently because of privacy concerns over the fact that data will be shared between different Meta apps. Perhaps the biggest departure from both rival services and other Meta apps is the decision to allow the app to be interoperable with other similar social platforms. By building on the ActivityPub protocol, Threads will allow users to take their posts into another app, for instance, or follow updates from different platforms. “Threads is Meta’s first app envisioned to be compatible with an open social networking protocol – we hope that by joining this fast-growing ecosystem of interoperable services, Threads will help people find their community, no matter what app they use,” Meta said in its announcement. The company has already announced that it plans to bring similar interoperable design to its existing, more popular apps, by integrating Instagram DMs with WhatsApp, for instance. Those tools are yet to be announced. Read More Meta to launch Threads app that will rival Twitter - live Judge blocks Biden agencies from communicating with social media platforms Meta’s Twitter alternative Threads to be launched this week Instagram and Facebook reveal how their AI decides what you see Celebrity impersonators banned from Facebook protest outside Meta offices Meta rejects accusation of censorship of language around female body

Mastercard says it is helping banks to stop payment scams in their tracks, before funds leave a victim’s account. The payments provider said that in partnership with UK banks including Lloyds Bank, Halifax, Bank of Scotland, NatWest, Monzo and TSB, it is using payments data to help identify payment scams. Mastercard’s new tool helps banks to get an instant rating that shows the risk of a payment being made to a fraudulent account. This is based on factors such as account activity and the relationship between the payer and payee. Ajay Bhalla, president of cyber and intelligence at Mastercard, said: “We are helping banks identify and predict which payments are being made to fraudsters and stop them in real-time.” Spotting fraudulent payments among millions made every day is like finding a needle in a haystack Paul Davis, TSB Over four months, TSB said that Mastercard’s tool has increased its fraud detection. Paul Davis, director of fraud prevention at TSB, said: “Spotting fraudulent payments among millions made every day is like finding a needle in a haystack, with scams becoming ever more complex – so prevention and monitoring tools are key. “Our partnership with Mastercard is providing the intelligence needed to identify fraudulent accounts and prevent payments ever reaching them.” The Financial Ombudsman Service recently said it is seeing a higher proportion of complex scam complaints, with some involving investments or cryptocurrency. It is seeing increasing numbers of complaints which contain the features of more than one scam. For example, someone may be duped by a romance scammer who then persuades them to invest in cryptocurrency schemes which do not exist. Or someone may attempt to pay for goods which do not exist and then receive a phone call from a scammer impersonating their bank who persuades them to make multiple payments by claiming their payment attempts have been unsuccessful. Many banks are currently signed up to a voluntary reimbursement code in cases where blameless scam victims transfer money to a fraudster, but there have been concerns about this not always being applied consistently. TSB has its own fraud refund guarantee. Plans are under way to make reimbursement mandatory. The Payment Systems Regulator (PSR) has said new rules compelling banks to reimburse scam victims who have been tricked into paying fraudsters will come into force next year. Read More Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live Art historian helps build new Assassin’s Creed game after son’s suggestion Twitter to stop TweetDeck access for unverified users Broadband customers plagued by issues despite inflation-busting price hikes

Facebook has tried to compete with Twitter in numerous ways over the years, including copying signature Twitter features such as hashtags and trending topics. But now Facebook's parent company is taking perhaps its biggest swipe at Twitter yet.

The US is considering restrictions on China’s access to computing over the Internet, or the cloud, as part

By Anna Tong ChatGPT's creator OpenAI plans to invest significant resources and create a new research team that

BlackRock Inc. Chief Executive Officer Larry Fink called Bitcoin an “international asset” and said the money manager wants

Vimeo Inc. Chief Executive Officer Anjali Sud will step down from her position at the business video software

IQ tests offer a formula that allows you to compare yourself to other people and see how average (or above average) your intelligence is. The Cognitive Reflection Test (CRT) is dubbed the world’s shortest IQ test because it consists of just three questions. It assesses your ability to identify that a simple problem can actually be harder than it first appears. The quicker you do this, the more intelligent you appear to be. Here are the three questions: 1. A bat and a ball cost £1.10 in total. The bat costs £1.00 more than the ball. How much does the ball cost? 2. If it takes five machines five minutes to make five widgets, how long would it take 100 machines to make 100 widgets? 3. In a lake, there is a patch of lily pads. Every day, the patch doubles in size. If it takes 48 days for the patch to cover the entire lake, how long would it take for the patch to cover half of the lake? Sign up to our free Indy100 weekly newsletter Here is what a lot of people guess: 1. 10 pence 2. 100 minutes 3. 24 days These answers would be wrong. When you're ready, scroll down for the correct answers, and how you get to them: 1. The ball would actually cost 5 pence or 0.05 pounds If the ball costs X, and the bat costs £1 more, then it will be: X+£1 Therefore Bat+ball=X + (X+1) =1.1 Thus 2X+1=1.1, and 2X=0.1 X= 0.05 2. It would take 5 minutes to make 100 widgets. Five machines can make five widgets in five minutes; therefore one machine will make one widget in five minutes too. Therefore if we have 100 machines all making widgets, they can make 100 widgets in five minutes. 3. It would take 47 days for the patch to cover half of the lake If the patch doubles in size each day going forward, it would halve in size going backwards. So on day 47, the lake is half full. In a survey of almost 3,500 people, 33 per cent got all three wrong, and 83 per cent missed at least one. While this IQ test has its shortcomings – its brevity, and lack of variation in verbal and non-verbal reasoning - only 48 per cent of MIT students sampled were able to answer all three correctly. Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.

By Ismail Shakil OTTAWA (Reuters) -The Canadian government will stop buying ads on Facebook and Instagram amid a dispute over

Mark Zuckerberg has tried for years to take on Twitter. Now he may finally have his best chance to deliver a knockout blow to the social network at a turbulent moment.

Mark Zuckerberg’s Meta is finally launching Threads, the text app that it hopes could overtake Twitter. It arrives at a particularly difficult time for Elon Musk’s Twitter. The site has faced a range of technical issues in recent days, which it has blamed on AI services scraping its site. “Threads, an Instagram app” will arrive in the App Store on Thursday morning US time. Threads aims to take on the app with a range of features that are similar to those offered by Twitter, according to its App Store listing. “Threads is where communities come together to discuss everything from the topics you care about today to what’ll be trending tomorrow,” it reads. “Whatever it is you’re interested in, you can follow and connect directly with your favorite creators and others who love the same things — or build a loyal following of your own to share your ideas, opinions and creativity with the world.” It is just the latest in a long line of apps to try and take over from the increasingly troubled Twitter in offering text-based updates. But almost all of those apps – from the decentralised Mastodon to Donald Trump’s Truth Social – have struggled to find users.