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A major bank has issued a warning about crypto investment scams, with victims standing to lose more than £10,000 on average and young adults often being particularly at risk. Lloyds Bank has recorded a 23% rise in reports of cryptocurrency investment scams by customers in its banking group (including Lloyds Bank, Halifax and Bank of Scotland) between January and September 2023, compared with the equivalent period last year. Victims are losing £10,741 on average, up from £7,010 last year, the bank said, with many of the scams it analysed originating on social media. The most common age range for crypto scam victims is 25 to 34 years old, Lloyds said. Would-be crypto investors typically make an average of three payments before they realise they have been scammed, taking around 100 days from the date of the first transaction before they report it to their bank, Lloyds added. Crypto is a highly risky asset class and remains largely unregulated, which makes it an attractive area for fraudsters to exploit Liz Ziegler, Lloyds Bank Fraudsters often pose as investment managers, promising that any payments made by the victim will be invested on their behalf, often with the promise of huge returns. Sometimes the victim will be shown a fake investment account, suggesting that the funds are already making a profit, or a small amount of money will be transferred back into their bank account. But often there is no genuine crypto holding and the fraudster will disappear. In some cases, there will be an actual investment account held in the victim’s own name and registered with a legitimate platform. But once funds have been deposited, victims may be tricked into handing over their account login details, or passing control of their digital wallet over to the fraudster. They might also be directed to transfer cryptocurrency from within their own account to another digital wallet, which is under the control of criminals. Liz Ziegler, fraud prevention director at Lloyds Bank, said: “Crypto is a highly risky asset class and remains largely unregulated, which makes it an attractive area for fraudsters to exploit. If something goes wrong, you’re unlikely to get your money back.” Here are Lloyds’ tips for protecting yourself from crypto fraudsters: – Criminals often put adverts for scam crypto investments on social media. They can also send offers by direct message. They will promise returns that you cannot get elsewhere or make claims about “guaranteed” profits. If you are contacted out of the blue about an investment, it is likely a scam. – Fraudsters can easily set up fake companies, social media profiles and websites to clone real firms. Use the Financial Conduct Authority (FCA) website to find genuine contact details for a company and check for warnings about fake firms. Always do your own research or seek professional financial advice. – Never share the log in details for your investment account or your private cryptocurrency keys with anyone else. A legitimate firm would never ask you for this. Remember, if you transfer funds to another account that is not in your name, you have lost control of your money. – Fraudsters may ask you to pay an account in a different name to the company you are meant to invest with. If the names do not match, it is a sign of a scam. Paying by card (rather than a bank transfer) may offer you more protection if something goes wrong. Read More Council investigating extent of cyber attack that affected website and systems Setback for Ireland as EU legal adviser recommends revisit of Apple tax case Smartphones ‘may be able to detect how drunk a person is with 98% accuracy’ Ireland and Apple await major development in long-running EU tax dispute Guidance urges parents not to buy smartphones for primary school children William ‘blown away’ by futuristic technology from Singapore start-ups

Artificial intelligence has revealed what the most conventionally attractive man looks like according to the tastes of different countries. AI technology has advanced to mind-boggling capabilities, leaving many fearful for what the future may hold if it ends up in the wrong hands. But until then, others have decided to have fun with AI and use it to decipher the peak of physical attraction in men across the globe. Midjourney is a generative artificial intelligence program and it has been used to make images featuring men mostly with large muscles and chiselled jaws, representing the “Most attractive man in a country”. The reel of photos included the most attractive men in 20 different countries including, Greece, Syria, the USA and North Korea and the results were shared on the Midjourney Reddit community. Sign up to our free Indy100 weekly newsletter The candidate for North Korea could be seen wearing what appears to be a military uniform and had a portrait of a leader behind him. Reddit - Dive into anything from midjourney The most attractive man in the Central African Republic had dark brown skin and chest tattoos and wore lots of beaded necklaces. Some Reddit users compared the Kazakhstani man to a “Disney adaptation villain” or a “spicy Harry Styles” as the AI version resembled some of the singer’s features such as his eyes and hair. The AI-generated American man featured shoulder-lengthed light brown and blonde hair with blue eyes, a beard and big muscles. One Redditor commented: “I like how USA is literally just Chris Hemsworth lol.” Another said: “Men of Reddit take note: to be attractive you must look concerned, sincere or intense ... ideally all three at once.” Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.

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Thousands of 'Penis Fish' have been found on a beach… giving locals the willies. The rude-looking marine creatures appeared after a heavy storm. The pink wrigglers were about 10 inches in length. They freaked out locals in Río Grande, southern Argentina, on the afternoon of 17 July. The species are called Urechis Unicinctus, but they are also dubbed the 'Penis Fish' due to their phallic appearance. Sign up to our free Indy100 weekly newsletter Despite their nickname, the creatures are actually a type of spoonworm. Their other nickname is 'The Fat Innkeeper Worm'. They create U-shaped burrows in sand or mud that are then left for other animals to move into, hence the use of ‘innkeeper’ in its moniker. They are eaten by sharks and seagulls. They usually live underground but are brought to the surface during strong storms, leaving them exposed to predators. Evidence of their U-shaped burrows dates back over 300 million years. The worms, which can live up to 25 years, are a common delicacy in countries such as South Korea, Japan and China where they are eaten raw or cooked in a variety of different styles. They are said to have a chewy texture and are surprisingly sweet, often served with a savoury sauce made from sesame oil or vinegar with gochujang. Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.